Even though you may have traditional homeowners insurance, you may not be fully protected in the case of rising waters. You may not feel you are directly at risk because you don’t live directly on the shore, or near a river or body of water, but floods and flash floods can happen anywhere.
Floods occur in every state, even in the mountains. A surprisingly large percentage of floods, which result in insurance claims come from areas not considered high-risk flood areas. Because our area is so close to the coast, it’s important to protect yourself and your investments.